✅ Accepted Payment Methods

We accept the following safe and secure payment methods:

1️⃣# Online Payment Options (Fastest & Recommended)

• Credit & Debit Cards (Visa, Mastercard, RuPay, Maestro, American Express)
• UPI Payments (Google Pay, PhonePe, Paytm, BHIM, etc.)
• Net Banking (Available for all major Indian banks)
• Wallets (Amazon Pay, Paytm Wallet)
• EMI Options (For eligible credit cards & banks)

2️⃣# Bank Transfer (NEFT / RTGS / IMPS)

• Account Name: ANUSHAKTI INFOTECH PVT. LTD.
• Bank Name: (Provide details here)
• Account Number: (Provide details here)
• IFSC Code: (Provide details here)
• Branch Name: (Provide details here)

📌 Note: Orders paid via bank transfer may take 1-2 business days for payment verification.

3️⃣#  International Payments

• PayPal (For select international transactions)
• Wire Transfer (SWIFT) – Available for bulk or B2B orders
  📌 Note: Any bank processing fees & currency conversion charges must be borne by the customer.

🚫 Cash on Delivery (COD) is NOT Available

We do NOT offer Cash on Delivery (COD) for any orders.
All orders must be prepaid before processing.

🔒 Secure Transactions

✔ SSL Encryption: All transactions are processed through secure, encrypted connections to protect your data.
✔ PCI-DSS Compliance: Our payment gateways follow industry-standard security protocols.
✔ No Card Details Stored: SEMINEST does not store your payment information; transactions are securely handled by authorized payment providers.

📌 Important Payment Terms

📌 #Order Processing:

• Payments must be successfully completed before an order is processed.
• Unpaid orders will be automatically canceled after 24 hours.

📌 #Failed Payments:

• If your payment fails, check with your bank or use an alternative payment method.
• If the amount is debited but the order isn’t confirmed, please contact support for verification.

📌 #Taxes & GST:

• GST (Goods & Services Tax) is included (based on your pricing model) in the final order price.
• GST invoices are available.

📌 #Bulk Order & B2B Payments:

• Bulk buyers can request custom invoices & purchase agreements.
• Contact us for special wholesale pricing & credit terms (subject to approval).

💰 Refunds & Payment Disputes

🛠 Refund Policy for Canceled Orders

• If an order is canceled before shipping, a full refund will be issued.
• Refunds take 7-10 business days to reflect in your original payment method.

⚡ Refund for Failed Transactions

• If money is deducted but your order isn’t placed, the bank usually auto-reverses the amount within 3-5 business days.
• If not received, contact your bank & SEMINEST support for assistance.

🔄 Chargeback & Dispute Resolution

• If you dispute a payment, SEMINEST reserves the right to suspend your account until the issue is resolved.
• Unauthorized chargebacks may lead to legal action if fraud is suspected.

📞 Need Payment Support? Contact Us

📧 Email: support@seminest.in
📞 Phone: +91 6375729997, +91 9461785001, +91 6377371613
💬 Live Chat: Available on SEMINEST.in

Why Shop with SEMINEST?

✔ 100% Secure Payments 🔒
✔ Fast Order Processing 🚀
✔ GST Invoices Available 📜
✔ Bulk Order Discounts 🏷️